Do you have coverage for Critical & Chronic Illness, Disability and Long Term Care?
We all know someone who has suffered a Critical or Chronic Illness and lived. Did their policy pay them a benefit? The answer is always – NO! Well, the Revolutionary Life policy DOES.
How much better would their life have been if they received a check for $100K, $250K or more?
The new Revolutionary Term and Universal Life policies include Accelerated Living Benefits at no additional cost, so the premiums are normally no higher than plans that only pay a Death benefit.
Click Here for details and premiums.
Thursday, September 30, 2010
Friday, September 17, 2010
$150K-$400K Healthcare Costs After Medicare
According to the Employee Benefit Research Institute and Society of Actuaries, the average retired couple will need over $150K-$400K in the bank to ensure they have enough money to cover their medical costs over and above what Medicare covers.
They found that only 7% of people between the ages of 50 and 64 feel very confident that they are saving enough funds to afford healthcare costs in retirement, while 62% feel that they're not at all confident.
A 2010 government forecast showed that yearly healthcare inflation will be over 6% for the remainder of this decade. What most Americans don't realize is that health expenditures can really increase once you've retired.
This does not include healthcare reform legislation or nursing home care costs. Over their lifetimes, a couple may have costs amounting to $1 million or more for the care of becoming older and more frail. Nursing home care expenses can be over $70,000 per person per year.
It is imperative that the young and old review their insurance and financial protection plans to safeguard their health and wealth.
Contact us for low-cost plans to reduce or eliminate your financial risk.
They found that only 7% of people between the ages of 50 and 64 feel very confident that they are saving enough funds to afford healthcare costs in retirement, while 62% feel that they're not at all confident.
A 2010 government forecast showed that yearly healthcare inflation will be over 6% for the remainder of this decade. What most Americans don't realize is that health expenditures can really increase once you've retired.
This does not include healthcare reform legislation or nursing home care costs. Over their lifetimes, a couple may have costs amounting to $1 million or more for the care of becoming older and more frail. Nursing home care expenses can be over $70,000 per person per year.
It is imperative that the young and old review their insurance and financial protection plans to safeguard their health and wealth.
Contact us for low-cost plans to reduce or eliminate your financial risk.
Monday, September 6, 2010
Top 10 Strategies to Reduce Your Premiums
The following provides a link to the Top 10 strategies to reduce your Health and Life Insurance premiums.
Click Link
Click Link
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