Saturday, November 2, 2019

2020 Open Enrollment Kick-Off



The ACA Open Enrollment Enrollment Period started today and ends on December 15th. Compare new plans and rates @ www.USAIB.org 

Thursday, April 25, 2019

6 Long-Term Care Coverage Options


Click Here for 6 options to cover Home Healthcare and Long-Term Care that won't break the bank.

Thursday, April 11, 2019

2019 Long-Term Care and Home Health Care Costs


How will you cover the costs?


We have several low-cost options that can reduce your financial risk.

1. Short-Term Home Healthcare (up to 1 Year)

2. Short-Term Nursing Home Care (up to 1 Year)


3. Hybrid Life with Accelerated Living Benefits or Long-Term Care Riders


4. Asset Based Long-Term Care


Click Here or go to https://www.usainsurancebrokers.com/long-term-care to watch videos.



Wednesday, April 3, 2019

Bank CD Alternative


  1. Earn 1%-2% Higher Interest vs Bank CDs
  2. Tax-Deferred Growth
  3. 1-10 Year Term Periods
  4. Safety & Liquidity
  5. Up to 10% Free Annual Withdrawals

Wednesday, March 6, 2019

Reduce Financial Risk in 30-Days

Death vs Living Benefits

Do you have the old or new type of Life Insurance?

In addition to a death benefit, the Accelerated Living Benefit riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as Deductible, Home Healthcare, Living Expenses, Long-Term Care, Lost Income, Medical Bills, Mortgage Payments, Travel, etc.


Click Here to Watch Video or Click Here to request quotes.

Wednesday, January 16, 2019

S&P 500 vs Indexed Universal Life

The following chart shows the historical performance of the S&P 500 vs an Indexed Universal Life Policy with a 12% Annual Cap and Zero Downside Risk.


In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness. The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.


Tuesday, January 15, 2019