Is it time to retire your 401(k), IRA or Mutual Fund?
According to numerous reports from 60 Minutes, Employee Benefit Research Institute, NBC, PBS Frontline, Time, Wall Street Journal and many others, most 401(k) and other Tax-Deferred plans run out of money in 7-8 years, due to fees and taxes.
If you believe taxes will increase in the future like most Americans and financial experts – why save funds pre-tax? One of the only valid reasons is to receive employer matching contributions. And, even then it may not make sense.
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