Are you unable to afford or qualify for Health Insurance?

We have several low-cost guaranteed issue plans that can protect you in case of Accidents, Critical Illness, Disability, Terminal Illness or Death.

Top 3 Strategies to Reduce Insurance Premiums

Special Report

Click link for our latest report on the Top 3 Strategies to Reduce Insurance Premiums 30% to 70%.

http://www.usainsurancebrokers.com/SpecialReport.pdf

Instant Term Life Quote Website

Click the following link to instantly compare rates from 40 Top-Rated Carriers.

Get Quotes Now

This site allows you to enter pre-existing medical conditions to determine the best rates and carriers.

Note: Quotations do not include our Revolutionary "Living Benefit" Life policies, which accelerate up to 100% of the face value in case of Critical Illness (Heart Attack, Stroke, Cancer, etc.); Chronic Illness; Cognitive Impairment; Disability; Terminal Illness; or Death.  Call for quotations.

Contact us @ 1-800-591-3920 or E-mail: USAInsuranceBrokers@gmail.com for additional information.

Are You Worried About Outliving Your Savings?

Increasing longevity and decreasing job security means the average American will spend 20-30 years in Retirement.  In fact, recent studies indicate that running out of money has replaced death as the #1 concern for most individuals.  Are you prepared?

Do you have funds in a 401K, CD, IRA, Money Market, Mutual Fund or Savings Account with low or no returns?

We have a variety of plans that offer the following advantages: 

• 5%-10% Bonus on Deposits
• 5%-8% Annual Interest
• Upside Market Gains
• Zero Downside Risk
• Guaranteed Lifetime Income

Please contact us @ 1-800-591-3920 or USAInsuranceBrokers@gmail.com for information on strategies to protect your assets.

Disability Income Protection

Stop and think. How long could you sustain your present lifestyle if your paycheck stopped? If you are like most Americans, the answer is probably 1-2 months.

So why haven't you secured your income?  Most Americans insure their homes, cars and death, but forget to insure their income.  Yet, without a paycheck, you may be unable to pay your mortgage, car payments, loans, utilities and other living expenses.

Did you know...

1. One in eight people suffer disability each year.
2. Disability is the leading cause of personal bankruptcy and foreclosure.
3. Over 8o% of all Hospital and ER bills are due to Accidents or Critical Illness (Cancer, Heart Attack, Stroke, etc).

Don’t make the most common and critical mistake in financial planning!  Now that you know the facts, can you afford to go without DI protection?

We have a variety of low-cost plans that can provide financial protection in case of Disability, Critical or Chronic Illness, Long Term Care or Terminal Illness.  Plans can also be designed to cover Business Overhead Expenses.

Contact us @ 1-800-591-3920 or E-mail USAInsuranceBrokers@gmail.com for details or quotations.

Tax-Free Health Insurance Reduces Costs

The IRS can help reduce costs for Health, Life and Long Term Care Insurance premiums for Employers and Employees.

This year, many companies are increasing employee contributions for (or even dropping) group insurance coverage, forcing employees to pay up to 100% of their costs on the individual market.

Companies can set up a new program where the premium payments employees' make for insurance are paid on a pre-tax basis.  This saves employers and employees up to a combined 50% in taxes on employee Health Insurance payments. 

It works like a 401(k) or flexible spending account where what you pay for health insurance does not count as income on your W-2.  Employees can also write-off and/or reduce the cost for Life and Long Term Care coverage.  All companies should offer this benefit program because it saves money for the company and employees.

Contact us @ 1-800-591-3920 for additional information.

Guaranteed Lifetime Income

Annuities are the only products that can Guarantee a Lifetime Income. We represent plans from over 40 top-rated carriers and many are now offering a 5% to 10% Bonus on all deposits, plus a) Guaranteed Lifetime Income and b) significantly higher interest rates than CD's, IRA's, Money Market or Mutual Funds.

Fixed Indexed Annuities provide upside market potential with Zero Downside Risk, so you can never lose your principal or accumulated gains. This can significantly increase your retirement income. In fact, several of our clients received 8% to 10% gains in 2010.

Contact us @ 1-800-591-3920 for proposals.

Critical Illness & Disability Income Protection

Over 70% of working Americans would be in financial trouble within 1 month if they lost their paycheck, according to a new study from the Life and Health Insurance Foundation.

We have several low-cost plans that can provide comprehensive financial protection to cover medical bills, mortgage, car payments, household expenses, credit card/loan payments, long term care or any other purpose.

Please contact us @ 1-800-591-3920 or USAInsuranceBrokers@gmail.com for details.

IRS Regulations Reduce Medical Premiums 15.3% to 35%

IRS regulations and tax credits now allow Individuals, Families and Self-Employed Individuals to reduce Major Medical, Dental and Vision expenses 15.3% to 35% without changing current policies.

Contact us @ 1-800-591-3920 for details.

Low-Cost Financial Protection Plan

Do you have adequate coverage to protect your family, home and assets in case of Critical or Chronic Illness; Disability; Long Term Care; Terminal Illness; or Death?

What would happen if you had a serious accident or illness and could not work for 3-6 months or longer? Would your family lose their home, assets and savings?

Revolutionary Life provides a low-cost solution that pays up to 100% of the face value as Accelerated Living Benefits. Funds can be used for any purpose, including: Medical Bills; Long Term Care; Lost Income; Mortgage Protection; Household Expenses; College Funding; Travel; Final Expenses, etc.

Premiums are normally no higher than plans that only pay a Death benefit and significantly less expensive than standalone Critical Illness, Disability and Long Term Care policies.

Contact us @ 1-800-591-3920 for additional information

Increase Income and Reduce Taxes!

Do you know anyone that wants to increase their income?

We have several great opportunities.  Contact us for details.

2011 Healthcare Reform Regulations

Effective January 1^st, all new Health Insurance policies will be required to provide the following benefits:

1. Elimination of Annual and Lifetime coverage limits for essential benefits.
2. Preventive Care, including Routine Physical Exams, Mammograms, Pap Smear, PSA, Colorectal Screenings and Immunizations must be covered at 100% with no Co-pay or Co-insurance.
3. Adult Children can be covered under a parents policy to Age 26, if they are not offered coverage through their employer.
4. Over-the-counter Rx are no longer deductible from HSA or FSA accounts, unless prescribed by a Doctor.
5. Medicare beneficiaries will receive a 50% discount on brand name Rx in the Donut Hole gap.

Click Here for a complete list of changes.