What do experts agree is the best and safest Retirement Investment Plan?
Indexed Universal Life Insurance (IUL) is a Tax Free investment that puts the owner in control of their retirement and not Uncle Sam!
It’s perfect for individuals and business owners and has more “living benefits” than the actual death benefit that is included with the investment. These policies are not classified as “Qualified Plans” by the IRS, so they are the perfect investment to save for retirement. An IUL is a permanent cash-value life insurance product that is designed to outperform Whole Life, Universal Life and Variable Life without the catastrophic downside risk. In fact, zero downside risk!
Universal Life is considered to be the best possible vehicle for Tax-Free Retirement Savings, College Funding, Financial Protection and Retirement Savings.
The Tax-Free Income derived from the IUL policy can be far greater than the after tax income from a 401-K, 403-B, Certificates of Deposit, Annuities, Stocks, Bonds or an IRA.
IUL policies provide the following advantages:
* Cash Value
* Flexible Premiums
* Guaranteed to Age 120
* Interest based on 140% of S&P 500 (Ex. 5% Actual = 7% Gain)
* Minimum 2% Fixed Interest Rate
* Policy Loans
* Tax-Free Retirement Benefits
* Upside Gains with Zero Downside Risk
In addition, one of our plans pays up to 75% of the face value in case of Critical Illness, Chronic Illness, Disability, Long Term Care or Terminal Illness at no additional charge.
Thursday, October 7, 2010
Tuesday, October 5, 2010
Reduce Taxes $3,500 to $5,000 Per Year
Would you like to write-off 100% of your Medical & Dental Insurance Premiums, plus out-of-pocket expenses? We can show you how!
Revised IRS Section 105 HRA regulations can reduces taxes $3,500 to $5,000 per year for most clients.
Eligible expenses include: Medical, Medicare, Dental & Vision Insurance Premiums; Deductible; Co-pays; Co-insurance; Prescription Drugs; OTC Rx Medication; Eye Exams, Glasses, Contacts; Disability/Long Term Care Insurance; Term Life; Alternative Care; Chiropractic; Massage Therapy; Preventive Care; Smoking Cessation; Weight Loss; and most other out-of-pocket expenses. Click Here for complete list.
Revised IRS Section 105 HRA regulations can reduces taxes $3,500 to $5,000 per year for most clients.
Eligible expenses include: Medical, Medicare, Dental & Vision Insurance Premiums; Deductible; Co-pays; Co-insurance; Prescription Drugs; OTC Rx Medication; Eye Exams, Glasses, Contacts; Disability/Long Term Care Insurance; Term Life; Alternative Care; Chiropractic; Massage Therapy; Preventive Care; Smoking Cessation; Weight Loss; and most other out-of-pocket expenses. Click Here for complete list.
Earn 4.0% Tax Deferred Interest Guaranteed!
Our new Wealth Builder Life policy provides the opportunity to:
1. Receive 100% Return of Premiums, plus interest @ Age 65 in most cases
2. Guaranteed 4.0% Minimum Interest
3. Tax Deferred Interest for Life
4. 10% 1st Year Annual Growth Rate
5. Critical Illness / Disability Benefit Pays 50% of Face Value
6. $50 Minimum - $100 Maximum Monthly Premium
7. Up to $20,000 Lump-Sum Deposits without Approval
8. Unrestricted 3-Day Access to Funds
9. No Load or Commissions
10. No Penalty or Surrender Fees
1. Receive 100% Return of Premiums, plus interest @ Age 65 in most cases
2. Guaranteed 4.0% Minimum Interest
3. Tax Deferred Interest for Life
4. 10% 1st Year Annual Growth Rate
5. Critical Illness / Disability Benefit Pays 50% of Face Value
6. $50 Minimum - $100 Maximum Monthly Premium
7. Up to $20,000 Lump-Sum Deposits without Approval
8. Unrestricted 3-Day Access to Funds
9. No Load or Commissions
10. No Penalty or Surrender Fees
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