Tax-Free Health Insurance Reduces Costs

The IRS can help reduce costs for Health, Life and Long Term Care Insurance premiums for Employers and Employees.

This year, many companies are increasing employee contributions for (or even dropping) group insurance coverage, forcing employees to pay up to 100% of their costs on the individual market.

Companies can set up a new program where the premium payments employees' make for insurance are paid on a pre-tax basis.  This saves employers and employees up to a combined 50% in taxes on employee Health Insurance payments. 

It works like a 401(k) or flexible spending account where what you pay for health insurance does not count as income on your W-2.  Employees can also write-off and/or reduce the cost for Life and Long Term Care coverage.  All companies should offer this benefit program because it saves money for the company and employees.

Contact us @ 1-800-591-3920 for additional information.

Guaranteed Lifetime Income

Annuities are the only products that can Guarantee a Lifetime Income. We represent plans from over 40 top-rated carriers and many are now offering a 5% to 10% Bonus on all deposits, plus a) Guaranteed Lifetime Income and b) significantly higher interest rates than CD's, IRA's, Money Market or Mutual Funds.

Fixed Indexed Annuities provide upside market potential with Zero Downside Risk, so you can never lose your principal or accumulated gains. This can significantly increase your retirement income. In fact, several of our clients received 8% to 10% gains in 2010.

Contact us @ 1-800-591-3920 for proposals.