Do You Need Health or Life Insurance?

Millions of Americans are losing their Health & Life Insurance due to Covid-19 and job loss.

Instant Quotations @ www.USAInsuranceBrokers.com

2020 Open Enrollment Kick-Off

The ACA Open Enrollment Enrollment Period started today and ends on December 15th. Compare new plans and rates @ www.USAIB.org 

Low-Cost Financial Protection

In addition to a death benefit, the Accelerated Living Benefits riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as Lost Income, Long Term Care, Home Healthcare, Living Expenses, Medical Bills, Mortgage Payments, Travel, College Funding, etc.

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Reduce Health Insurance Premiums 50% or More!

ALTERNATIVES

We have several Major Medical alternatives to ACA/Obamacare plans that can reduce premiums 50% or more, if you do not have serious medical conditions.

ACA/Obamacare is imploding and premiums are increasing 54% to 122% in January, And, there are only 1 or 2 carriers available in most counties with limited HMO networks. In fact, most Individual Health Insurance policies issued since March 27, 2010 is being terminated effective December 31, 2016.

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Please contact me if you want advice to determine your best options.

2 Tips to Reduce Financial Risk

There are 2 great ways to reduce or fully eliminate your financial risk in case of Accidents or Illness.

Option 1: ACA/Metal Gap Supplemental Benefits

Our Metal Gap Supplemental Benefit plans pay up to $6,350 in case of Accidents and $7,500 for Critical Illness (Cancer, Heart Attack, Stroke, etc.). These low-cost plans can fully offset your deductible and co-insurance in most cases.

Optional Benefits: 24/7 TeleDoc, Hospital and Dental

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Option 2: Revolutionary Life Insurance - You Don't Have to Die to Use!

Everyone knows someone who suffered a Critical or Chronic Illness and lived. Did their Life policy pay them a benefit? The answer is always NO! And, that is why Living Benefit Life is different.

How much better would their lives have been if they received a check for $100K, $250K or more after developing a serious illness?

Our unique Living Benefit Term (10-30 Years) and Indexed Universal Life (to Age 120) policies are available from 6 insurance carriers. And, the premiums are normally no higher than plans that only pay a Death benefit.

These policies can accelerate up to 100% of the face value (depending upon severity of illness) in case of:

Critical Illness (Cancer, Heart Attack, Stroke, Major Organ Transplant, etc.)

Chronic Illness (Inability to perform 2 of 6 Activities of Daily Living or Cognitive Impairment

Terminal Illness

Death

Funds can be used for any purpose, including: Medical Expenses; Disability Income; Long Term Care; Home Healthcare; Household Expenses; Loan Payments; Mortgage Protection; Childcare; College Funding; Retirement Income; Travel; Final Expenses; Legacy Estate, etc.

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Tips to Reduce Your Financial Risk

Click Here to View 2 Great Options to Reduce Your Financial Risk.