Do You Have Paycheck Protection?

Disability Income and Living Benefits Life Insurance are 2 great options in case of Accidents, Chronic or Critical Illness. 

www.USAInsuranceBrokers.com 

The Final Loving Act

Are your loved ones protected? Watch this awesome video. 

Instant Quotes @ www.USAInsuranceBrokers.com 

Why Living Benefits Matter

Lowest Premiums Guaranteed

Tel: (623) 688-2411 or 1-800-591-3920

E-mail: USAInsuranceBrokers@gmail.com

Website: www.USAInsuranceBrokers.com

2019 Long-Term Care and Home Health Care Costs

How will you cover the costs?

We have several low-cost options that can reduce your financial risk.

1. Short-Term Home Healthcare (up to 1 Year)

2. Short-Term Nursing Home Care (up to 1 Year)

3. Hybrid Life with Accelerated Living Benefits or Long-Term Care Riders

4. Asset Based Long-Term Care

Click Here or go to https://www.usainsurancebrokers.com/long-term-care to watch videos.

Reduce Financial Risk in 30-Days

Do you have the old or new type of Life Insurance?

In addition to a death benefit, the Accelerated Living Benefit riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as Deductible, Home Healthcare, Living Expenses, Long-Term Care, Lost Income, Medical Bills, Mortgage Payments, Travel, etc.

Click Here to Watch Video or Click Here to request quotes.

S&P 500 vs Indexed Universal Life

The following chart shows the historical performance of the S&P 500 vs an Indexed Universal Life Policy with a 12% Annual Cap and Zero Downside Risk.

In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness. The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.

Medical Bankruptcy Epidemic

High Deductibles and Out-of-Pocket Risk are causing an increase in bankruptcy filings.

Accident and Critical Illness Protection

We have a variety of low-cost policies that provide cash benefits in case of:

1. Accidents
2. Chronic Illness or Disability
3. Critical Illness (Cancer, Heart Attack, Stroke, etc.)
4. Terminal Illness
5. Death

The Tax-Free funds can be used to cover deductibles, household expenses, lost income, medical bills, mortgage payments, travel or any other purpose.

Click Here to Watch Video

Low-Cost Financial Protection

In addition to a death benefit, the Accelerated Living Benefits riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as Lost Income, Long Term Care, Home Healthcare, Living Expenses, Medical Bills, Mortgage Payments, Travel, College Funding, etc.

Click Here to Watch Video

Assisted Living & Long Term Care Costs Increase

The latest 2017 report shows that Assisted Living, Home Health and Long Term Care costs continue to increase as shown below.

And, out-of-pocket medical expenses for seniors are averaging over $240K per person, not including Long-Term Care.

Please contact me @ (623) 688-2411 or Wayne@USAInsuranceBrokers.com for information on options to offset your out-of-pocket risk.

Reduce Your Financial Risk

Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?

Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.

Watch Video

In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)

2. Chronic Illness or Disability

3. Terminal Illness

Accelerated funds can be used for any purpose, including: Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.

Life Insurance You Don't Have to Die to Use!

Living Benefit Life Video

https://youtu.be/HJZSTDzFl08

Life Insurance + Cash Benefits in case of Chronic, Critical or Terminal Illness. Please contact me for details and quotations.

Instant Life Quotes - Lowest Rates Guaranteed!

Click the following link to instantly compare the lowest Term and Universal Life rates from 50 Top-Rated Carriers.

Get Quotes Now

Our Health History Analyzer automatically determines the lowest premiums and best rate class.

Short Term vs. Long Term Care Costs

Click Here to Watch Video

Contact us @ 1-800-591-3920 or USAInsurance@cox.net for details or quotations.

New Living Benefit Life Video

Click Here to view the video on the benefits of Living Benefit Life policies that can accelerate up to 90% of the death benefit in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as: Medical Bills; Disability Income; Long Term Care; Mortgage Protection; Nursing/Home Healthcare; Household Expenses; Loan Payments; Childcare; College Funding; Travel; Final Expenses; Legacy Estate, etc.

2 Tips to Reduce Financial Risk

There are 2 great ways to reduce or fully eliminate your financial risk in case of Accidents or Illness.

Option 1: ACA/Metal Gap Supplemental Benefits

Our Metal Gap Supplemental Benefit plans pay up to $6,350 in case of Accidents and $7,500 for Critical Illness (Cancer, Heart Attack, Stroke, etc.). These low-cost plans can fully offset your deductible and co-insurance in most cases.

Optional Benefits: 24/7 TeleDoc, Hospital and Dental

Instant Quotes

Option 2: Revolutionary Life Insurance - You Don't Have to Die to Use!

Everyone knows someone who suffered a Critical or Chronic Illness and lived. Did their Life policy pay them a benefit? The answer is always NO! And, that is why Living Benefit Life is different.

How much better would their lives have been if they received a check for $100K, $250K or more after developing a serious illness?

Our unique Living Benefit Term (10-30 Years) and Indexed Universal Life (to Age 120) policies are available from 6 insurance carriers. And, the premiums are normally no higher than plans that only pay a Death benefit.

These policies can accelerate up to 100% of the face value (depending upon severity of illness) in case of:

Critical Illness (Cancer, Heart Attack, Stroke, Major Organ Transplant, etc.)

Chronic Illness (Inability to perform 2 of 6 Activities of Daily Living or Cognitive Impairment

Terminal Illness

Death

Funds can be used for any purpose, including: Medical Expenses; Disability Income; Long Term Care; Home Healthcare; Household Expenses; Loan Payments; Mortgage Protection; Childcare; College Funding; Retirement Income; Travel; Final Expenses; Legacy Estate, etc.

Watch Video Testimonials

Reduce Your Financial Risk in 30 Days!

Life Insurance - You Don't Have to Die to Use!

Everyone knows someone who suffered a Critical or Chronic Illness and lived. Did their Life policy provide a cash benefit? The answer is always NO! Well, that is why Living Benefit Life is different.

How much better would their lives have been if they received a check for $100K, $250K or more?

Our unique Living Benefit Term and Indexed Universal Life policies will accelerate up to 100% of the face value (depending upon severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, Major Organ Transplant, etc.)

2. Chronic Illness (Inability to perform 2 of 6 Activities of Daily Living or Cognitive Impairment)

3. Terminal Illness (< 24 month Life Expectancy)

4. Death

One policy can provide income protection and the premiums are normally no higher than plans that only pay a Death benefit.

Funds can be used for any purpose, including: Medical Bills; Disability Income; Long Term Care; Mortgage Protection; Nursing/Home Healthcare; Household Expenses; Loan Payments; Childcare; College Funding; Travel; Final Expenses; Legacy Estate, etc.

Living Benefit Life Videos

Click Here or go to http://anallianceforlife.com/livingbenefits/video/

Please contact me for additional information.