Disability Income and Living Benefits Life Insurance are 2 great options in case of Accidents, Chronic or Critical Illness.
Showing posts with label terminal illness. Show all posts
Showing posts with label terminal illness. Show all posts
Friday, May 14, 2021
Thursday, August 22, 2019
Wednesday, January 16, 2019
S&P 500 vs Indexed Universal Life
The following chart shows the historical performance of the S&P 500 vs an Indexed Universal Life Policy with a 12% Annual Cap and Zero Downside Risk.
In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness. The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.
In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness. The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.
Tuesday, January 15, 2019
Medical Bankruptcy Epidemic
High Deductibles and Out-of-Pocket Risk are causing an increase in bankruptcy filings.
Saturday, June 30, 2018
Accident and Critical Illness Protection
We have a variety of low-cost policies that provide cash benefits in case of:
- Accidents
- Chronic Illness or Disability
- Critical Illness (Cancer, Heart Attack, Stroke, etc.)
- Terminal Illness
- Death
Friday, June 15, 2018
Low-Cost Financial Protection
In addition to a death benefit, the Accelerated Living Benefits riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.
Funds can be used for any purpose, such as Lost Income, Long Term Care, Home Healthcare, Living Expenses, Medical Bills, Mortgage Payments, Travel, College Funding, etc.
Friday, March 24, 2017
Reduce Your Financial Risk
Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?
Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.
In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon severity of illness) in case of:
1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)
2. Chronic Illness or Disability
3. Terminal Illness
Accelerated funds can be used for any purpose, including: Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.
Life Insurance You Don't Have to Die to Use!
Saturday, April 16, 2016
Living Benefit Life Video
Life Insurance + Cash Benefits in case of Chronic, Critical or Terminal Illness. Please contact me for details and quotations.
Monday, October 5, 2015
2 Tips to Reduce Financial Risk
There are 2 great ways to reduce or fully eliminate your financial risk in case of Accidents or Illness.
Option 1: ACA/Metal Gap Supplemental Benefits
Our Metal Gap Supplemental Benefit plans pay up to $6,350 in case of Accidents and $7,500 for Critical Illness (Cancer, Heart Attack, Stroke, etc.). These low-cost plans can fully offset your deductible and co-insurance in most cases.
Optional Benefits: 24/7 TeleDoc, Hospital and Dental
Option 2: Revolutionary Life Insurance - You Don't Have to Die to Use!
Everyone knows someone who suffered a Critical or Chronic Illness and lived. Did their Life policy pay them a benefit? The answer is always NO! And, that is why Living Benefit Life is different.
How much better would their lives have been if they received a check for $100K, $250K or more after developing a serious illness?
Our unique Living Benefit Term (10-30 Years) and Indexed Universal Life (to Age 120) policies are available from 6 insurance carriers. And, the premiums are normally no higher than plans that only pay a Death benefit.
These policies can accelerate up to 100% of the face value (depending upon severity of illness) in case of:
Critical Illness (Cancer, Heart Attack, Stroke, Major Organ Transplant, etc.)
Chronic Illness (Inability to perform 2 of 6 Activities of Daily Living or Cognitive Impairment
Terminal Illness
Death
Funds can be used for any purpose, including: Medical Expenses; Disability Income; Long Term Care; Home Healthcare; Household Expenses; Loan Payments; Mortgage Protection; Childcare; College Funding; Retirement Income; Travel; Final Expenses; Legacy Estate, etc.
Friday, August 14, 2015
Reduce Your Financial Risk in 30 Days!
Life Insurance - You Don't Have to Die to Use!
Everyone knows someone who suffered a Critical or Chronic Illness and lived. Did their Life policy provide a cash benefit? The answer is always NO! Well, that is why Living Benefit Life is different.
How much better would their lives have been if they received a check for $100K, $250K or more?
Our unique Living Benefit Term and Indexed Universal Life policies will accelerate up to 100% of the face value (depending upon severity of illness) in case of:
1. Critical Illness (Cancer, Heart Attack, Stroke, Major Organ Transplant, etc.)
2. Chronic Illness (Inability to perform 2 of 6 Activities of Daily Living or Cognitive Impairment)
3. Terminal Illness (< 24 month Life Expectancy)
4. Death
One policy can provide income protection and the premiums are normally no higher than plans that only pay a Death benefit.
Funds can be used for any purpose, including: Medical Bills; Disability Income; Long Term Care; Mortgage Protection; Nursing/Home Healthcare; Household Expenses; Loan Payments; Childcare; College Funding; Travel; Final Expenses; Legacy Estate, etc.
Living Benefit Life Videos
Please contact me for additional information.
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