Friday, May 14, 2021

Thursday, July 30, 2020

Thursday, June 18, 2020

Stop the Wall Street Rollercoaster

Is your retirement at risk? Indexed Universal Life and Lifetime Income Annuities provide upside growth with Zero downside risk.



Wednesday, June 17, 2020

Friday, January 31, 2020

Eliminate Stock Market Risk

Our Safe Money policies can provide upside growth, $0 downside stock market risk and a guaranteed lifetime income.


Saturday, November 2, 2019

2020 Open Enrollment Kick-Off



The ACA Open Enrollment Enrollment Period started today and ends on December 15th. Compare new plans and rates @ www.USAIB.org 

Thursday, April 25, 2019

6 Long-Term Care Coverage Options


Click Here for 6 options to cover Home Healthcare and Long-Term Care that won't break the bank.

Thursday, April 11, 2019

2019 Long-Term Care and Home Health Care Costs


How will you cover the costs?


We have several low-cost options that can reduce your financial risk.

1. Short-Term Home Healthcare (up to 1 Year)

2. Short-Term Nursing Home Care (up to 1 Year)


3. Hybrid Life with Accelerated Living Benefits or Long-Term Care Riders


4. Asset Based Long-Term Care


Click Here or go to https://www.usainsurancebrokers.com/long-term-care to watch videos.



Wednesday, April 3, 2019

Bank CD Alternative


  1. Earn 1%-2% Higher Interest vs Bank CDs
  2. Tax-Deferred Growth
  3. 1-10 Year Term Periods
  4. Safety & Liquidity
  5. Up to 10% Free Annual Withdrawals

Wednesday, March 6, 2019

Reduce Financial Risk in 30-Days

Death vs Living Benefits

Do you have the old or new type of Life Insurance?

In addition to a death benefit, the Accelerated Living Benefit riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as Deductible, Home Healthcare, Living Expenses, Long-Term Care, Lost Income, Medical Bills, Mortgage Payments, Travel, etc.


Click Here to Watch Video or Click Here to request quotes.

Wednesday, January 16, 2019

S&P 500 vs Indexed Universal Life

The following chart shows the historical performance of the S&P 500 vs an Indexed Universal Life Policy with a 12% Annual Cap and Zero Downside Risk.


In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness. The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.


Tuesday, January 15, 2019

Saturday, June 30, 2018

Accident and Critical Illness Protection

We have a variety of low-cost policies that provide cash benefits in case of:
  1. Accidents
  2. Chronic Illness or Disability
  3. Critical Illness (Cancer, Heart Attack, Stroke, etc.)
  4. Terminal Illness
  5. Death
The Tax-Free funds can be used to cover deductibles, household expenses, lost income, medical bills, mortgage payments, travel or any other purpose.